Legal Expense Insurance

Companies that support their policyholders by providing legal advice and covering litigation costs (including court fees, witness expenses, translation costs or expert fees), regardless of whether the insured is the claimant or the defendant. The policies cover the policyholder and often the members of their household. Legal expense policies (also known as "legal protection insurance") normally cover most civil disputes (e.g. disputes concerning personal injury, consumer rights, property and labor law) and sometimes also criminal proceedings launched as a consequence of an unintentional crime. Legal protection insurance will also protect the insured by providing cover for any award of the adverse party's legal costs. However, most policies will impose a limit on the total cost cover available.