United States Department of Housing and Urban Development

DBA
HUD
Federal agency tasked with providing information and resources about affordable housing. Offers approved counseling agencies, discrimination assistance, listings for low cost home rentals or sales, FHA loans, reverse mortgage programs for seniors, and homebuyer counseling.
Description:

Provides information about housing rights and discrimination. Accepts reports about housing discrimination.

Eligibility:
Allegations must be filed within 1 year of the event.
Service Hours:
24/7
Intake Procedure:
Complete the form on the website, call, or complete and mail in a report form.
Fees:
No cost
Service Contact Information:

US

Description:

Provides current listings for low-cost home and apartment rentals.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit the website for more information.
Fees:
No cost
Service Contact Information:

US

hud-pihrc@tngusa.net
Description:

Provides an online directory of approved counseling agencies that can help consumers make informed housing decisions.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit the website or call for more information.
Fees:
No cost
Service Contact Information:

US

hud.gov/states/utah#Homeownership
Description:

Provides information about purchasing a home, with articles and infographics about economics, tenant rights, homebuying programs, loan shopping, making an offer, insurance, and more.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit the website for more information.
Fees:
No cost
Service Contact Information:

US

hud.gov/topics/buying_a_home
Description:

Provides information and referral to home loans offered by the Federal Housing Administration. Loans are insured to guarantee a lower interest rate.

Eligibility:
First time home buyers, low income individuals, Native Americans and Alaskan natives, and those seeking to rehabilitate their home.
Service Hours:
24/7
Intake Procedure:
Visit the website for more information.
Fees:
No cost
Service Contact Information:

US

hud.gov/program_offices/housing/sfh
Description:

Provides a listing of HUD-owned homes available for purchase.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit the website and search by state.
Fees:
No cost for accessing database, home prices vary.
Service Contact Information:

US

hudhomestore.gov/
Description:

Provides a program for eligible seniors to withdraw a portion of their home's equity to supplement their income while still staying in their home. The only reverse mortgage insured by the U.S. Federal Government is a Home Equity Conversion Mortgage (HECM) and is available through a Federal Housing Administration (FHA) approved lender.

Eligibility:
Varies, visit website or call a reverse mortgage counselor for details.
Service Hours:
M - Th 9 am - 4 pm
Intake Procedure:
Visit the website for information or call to get started with the program.
Fees:
No cost
Service Contact Information:

US

hud.gov/program_offices/housing/sfh/hecm/hecmhome