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United States Department of Housing and Urban Development

DBA
HUD
Federal agency tasked with providing information and resources about affordable housing. Offers approved counseling agencies, discrimination assistance, listings for low cost home rentals or sales, FHA loans, reverse mortgage programs for seniors, and homebuyer counseling.
Housing Discrimination Assistance
Description:

Provides a place to learn about housing rights and discrimination, as well as to report acts of discrimination.

Eligibility:
Allegations must be filed within 1 year of the event.
Service Hours:
24/7
Intake Procedure:
Fill out form online, call, or fill out and mail in a report form.
Fees:
No cost
Service Contact Information:

US

Low Cost Home Rental Listings
Description:

Provides a map of current listings for low cost home and apartment rentals.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit website.
Fees:
No cost
Service Contact Information:

US

hud-pihrc@tngusa.net
HUD Approved Counseling Agencies
Description:

Provides an online directory of approved counseling agencies that can help consumers make informed housing decisions.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit website to search for a nearby counseling agency.
Fees:
No cost
Service Contact Information:

US

hud4.my.site.com/housingcounseling/s/?language=en_US
Homebuyer/Home Purchase Counseling
Description:

Provides information about purchasing a home, with articles and infographics about economics, tenant rights, homebuying programs, loan shopping, making an offer, insurance, and more.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit website.
Fees:
No cost
Service Contact Information:

US

hud.gov/topics/buying_a_home
FHA Loans
Description:

Provides information and referral to home loans offered by the Federal Housing Administration. Loans are insured to guarantee a lower interest rate.

Eligibility:
First time home buyers, low income individuals, Native Americans and Alaskan natives, and those seeking to rehabilitate their home.
Service Hours:
24/7
Intake Procedure:
See website for loan information.
Fees:
No cost
Service Contact Information:

US

hud.gov/program_offices/housing/sfh
Low Cost for Sale Homes/Housing Units
Description:

Provides an online database of HUD owned homes available for purchase.

Eligibility:
Service Hours:
24/7
Intake Procedure:
Visit website and select state to view available homes.
Fees:
No cost for accessing database, home prices vary.
Service Contact Information:

US

hudhomestore.gov/
Reverse Mortgage Programs
Description:

Provides a program where eligible seniors can withdraw a portion of their home's equity to supplement their income while still staying in their home.

Eligibility:
Varies, visit website or call a reverse mortgage counselor for details.
Service Hours:
M - Th 9 am - 4 pm
Intake Procedure:
Visit website for information or call to get started with the program.
Fees:
No cost
Service Contact Information:

US

hud.gov/program_offices/housing/sfh/hecm/hecmhome